What is a Credit Report |
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Understanding Credit Reports: A credit report is a factual record of your credit payment history maintained by a credit bureau. It's provided to companies and individuals by credit bureaus for purposes permitted by law, usually to grant you credit. More than 205 million people in the United States have a credit card, car loan, mortgage, or student loan. Almost every one of them has a credit file. The information in your credit file is obtained directly from the companies you have credit with, as well as from government agencies such as the legal court systems. There are three major credit bureaus in the United States: Experian, TransUnion, and Equifax. Even though you are in good financial shape, there is a possibility of identity theft or just a simple error in credit reporting that might damage your credit file. The best way to track changes in your credit profile is to purchase a credit monitoring service. Usually the credit monitoring service includes a credit report and updates for 30 days. Your rights under the Fair Credit Reporting Act: You have the right to receive a copy of your credit report. The copy of your report must contain all of the information in your file at the time of your request. You have the right to know the name of anyone who received your credit report in the last year for most purposes, or in the last two years for employment purposes. Any company that denies your application for credit must supply the name and address of the Credit Reporting Agency (CRA) they contacted, provided the denial was based on information given by the CRA. You have the right to a free copy of your credit report when your application for credit is denied because of information supplied by the CRA. Your request must be made within 60 days of receiving your denial notice. If you contest the completeness or accuracy of information in your report, you should file a dispute with the CRA and with the company that furnished the information to the CRA. Both the CRA and the furnisher of information are legally obligated to investigate your dispute. You have a right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction. Credit Reporting Agencies: Trans Union www.transunion.com Experian www.experian.com Equifax www.equifax.com If you would like to begin the loan application process and get preapproved please click here. |
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Rick & Glorie Lee Beyenhof are:
• Number 1 in the Tarbell, Realtors office (145 agents).
• Number 7 in the entire Tarbell, Realtors company wide (5,300 agents).
• Short Sales (pre-foreclosure) Certified.
• Real Estate Owned Property (Bank Owned) Sales Certified.
• Top 1% in sales in the nation.
• Highest customer satisfaction (many testimonials).
• Members of Tarbell, Realtors Mastermind group since inception (2001).
• With Tarbell, Realtors since 1991.
Members of Tarbell, Realtors "Preferred Properties" division (high end sales).
• Members of Tarbell’s Circle of Excellence Diamond Circle Sales Club.
• Members of Tarbell’s Speakers Bureau.
• Members of West End Real Estate Professionals meeting & caravan.
(Winner of the Golden Mike Award for 2007)
• Members of Tarbell’s E-Agent program.
• Members of the Citrus Valley Association of Realtors®.
• Members of the California Association of Realtors®.
• Members of the National Association of Realtors®.
We Care About Our Clients!
As our client you receive the personal touch, You always work with Glorie Lee & Rick (no assistants or transaction coordinators) you have direct contact with Glorie Lee & Rick and speak with us!
All our clients receive our comprehensive handbook “A Seller’s Guide to Staging Your Home” a very informative manual all our clients love it.
COMING SOON! See Glorie Lee & Rick on the national Television show
"Capturing the American Dream" Real Estate in the Inland Empire.
OPEN HOUSE SATURDAY & SUNDAY! CALL US FOR LOCATION.
INLAND VALLEY'S LARGEST ADVERTISERS.
No other agent* Sells more Real Estate in
Serving the Areas and Surrounding Areas of
Rick & Glorie Lee Beyenhof
Serving Upland • Claremont • Alta Loma • Ontario • Chino • Fontana •
Rancho Cucamonga and all of Southern California.
Phone (909) 477-9542, Voice Mail (909) 398-7788 • Toll Free 1 (877) 777-3608 GlorieLeeAndRick@aol.com
Care About Our Clients!
Call us for all your Real Estate needs.
Two Realtors For The Price of One!
Sold Portfolio
Featured here is a catalogue of homes that Glorie Lee & Rick have recently SOLD. Click here
Glorie Lee & Rick's Current Listings
View listings we currently have for sale.
Click here
*Who live in
It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.
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